Nov. 10, 2021
Enrolling in Marketplace Coverage for 2022
What you need to know for open enrollment season聽
The open enrollment period for 2022 health insurance coverage through marketplaces and other individual plans is here. The VsportV体育 (VsportV体育) has what you need to know to enroll.
Consumers in many states use the federal marketplace through , and for them, open enrollment runs Nov. 1, 2021鈥揓an. 15, 2022. A few states start open enrollment earlier or end later. .
Those who currently have marketplace coverage, or will need it in 2022, should make time to shop for plans. If you already have coverage through a marketplace plan, review your information to make sure it is accurate. You can update your application with any income and household changes. You might qualify for a different amount of financial assistance or find a different plan that costs less and/or better meets your needs.
The VsportV体育鈥檚 Health Insurance Shopping Tool provides a three-step process to compare different health insurance policies. Use the tool to understand how different policies support your health care needs.
What to Look For
If your plan is no longer available in 2022, you should receive a notice from your insurer and the marketplace. Even if your plan is continuing, it pays to shop around and check whether the doctors and/or hospitals your family uses are in the plan鈥檚 networks.
If you鈥檙e looking for a new plan, there are four categories of health insurance plans to choose from on the marketplace鈥攂ronze, silver, gold, and platinum. They're broken down by how costs are shared between you and your insurer. A fifth category, catastrophic, is available for consumers under 30 years of age or who face a hardship in accessing the other plans.
More Information
If you have questions about the health insurance marketplace in your state, contact your state insurance department. For more information on VsportV体育 activity on health care reform, visit the Health Care Reform Special Section.
About the VsportV体育
As part of our state-based system of insurance regulation in the United States, the VsportV体育 (VsportV体育) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the VsportV体育, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. VsportV体育 staff supports these efforts and represents the collective views of state regulators domestically and internationally.