VsportVÌåÓý

Disaster Risk Management

•  Information on CSAs for consumers.
  •   Brochure on CSAs.
  • Info on mitigation credits, CSAs, fortification tax credits, and general preparedness. 
  •  Guide for consumers on preparing for a natural disaster.
• Fortification measures must be accomplished in accordance with the standards in this resource document in order to be eligible for the tax credit.  
•   Booklet for consumers on adequately preparing for severe weather, including drafting a disaster plan, creating an emergency kit and a home inventory, and reviewing insurance coverage.  Home mitigation measures, insurance discounts, tax credits, and catastrophe savings plans are also discussed.
• .  Press release about the DOI's consumer event in partnership with Home Depot where 200 free starter emergency kits and disaster preparedness information were handed out.
•  Information on how to build an emergency kit. Also includes information about disaster preparation insurance checklists and insurance emergency checklists
• Information for consumers on how to proceed after experiencing damage from a storm and how the state DOI can assist.
•  Consumer guide on what to expect during the disaster recovery/insurance claims phase.
• . An Insurance guide for consumers. Includes information on disaster exclusions.

 Regulation

• Provides certain income tax credits for the costs a homeowner incurs in fortifying their home against hurricane losses. 
• Tax credit for costs of retrofitting to make residence more hurricane resistant. 
• Credit for sales tax paid on purchases of tangible personal property to retrofit residence. 
•  Aims to make flood insurance more accessible by allowing insurers to test products in the market, while offering consumers more choice in flood insurance coverage.

     Flood

•  Information about obtaining flood insurance from the NFIP.
•  Information about flood insurance policy for businesses and its importance.

 Hurricane & Wind

•  Premium discounts for mitigation measures that strengthen coastal homes and businesses against damage from hurricanes. 
•  Information about tax credits that consumers can use to fortify their legal residence from hurricanes and other catastrophic events.
• Information on catastrophe modeling. 
•   Information for consumers on how to prepare for a hurricane along with insurance claims information.
• Provides matching and non-matching grant funds to help coastal property owners retrofit their homes to make them more resistant to hurricane and wind damage. 

 Earthquake

• .  A guide published by the VsportVÌåÓý available on the SC DOI's website for homeowners.

These external agencies are mentioned on the South Carolina Department of Insurance and provide further information on catastrophe planning and preparedness. 

Federal

State

VsportVÌåÓý

• InsureU

Other